Buy Dubai Property
With the Right Mortgage
NRI, UAE resident, or international investor — we connect you with UAE's top mortgage partners to finance your Dubai property at the best available rates.
Key UAE Mortgage Facts
NRIs (Indian Nationals)
One of the most active buyer groups in Dubai. Up to 60% LTV through select UAE banks. Salaried and self-employed both eligible. Income in INR accepted.
UAE Residents (Expats)
Up to 75% LTV on first property. Most banks require 6+ months UAE employment. Fixed periods of 1–5 years available across major banks.
International Investors
Non-resident buyers from the UK, USA, Europe, GCC, and Asia can access UAE mortgages. LTV typically 40–50%. We guide you through the process.
| Buyer Profile | Max LTV | Min Down Payment | Notes |
|---|---|---|---|
| UAE Resident (First Property) | 75% | 25% | + 4% DLD fees + 2% agency fee |
| UAE Resident (2nd+ Property) | 60% | 40% | Higher down payment required |
| Non-Resident / NRI | 50–60% | 40–50% | Varies by bank and nationality |
| Off-Plan Property | 50% | 50% | LTV applied to property value |
Tell Us Your Situation
Fill the form below or WhatsApp us. Share your nationality, income, and property budget. Takes 2 minutes.
We Assess Your Profile
We match you to the right banks and products based on your residency status, income, and property type.
Bank Introduction
We connect you directly to our relationship manager at the right bank. Priority handling, not a call centre queue.
Pre-Approval
Bank issues pre-approval. We coordinate with your property transaction so mortgage and sale complete simultaneously.
Tell Us About Your Situation
We will assess your eligibility and connect you with the right UAE bank within 24 hours. No cost, no obligation.
✅ Received!
Our team will review your profile and be in touch within 24 hours with the right mortgage options.
Questions now? WhatsApp: +971 56 909 3693
ⓘ IA Wealth Real Estate LLC (RERA Reg. 52591) is a licensed real estate brokerage, not a licensed mortgage broker. All mortgage products and agreements are provided directly by UAE-regulated banks. We act as an introductory advisor only.